🔍 Frequently Asked Questions

Nest is a fast, secure, and user-friendly loan app designed to offer instant personal loans to everyone across India, regardless of sector.

Anyone aged 21–60 years with a stable income, valid ID proof, and a bank account. Both salaried and self-employed users are welcome.

Loan amounts range from ₹2,000 to ₹5,00,000 based on your credit score, income, and eligibility.

Loans are approved instantly and disbursed within minutes after KYC and verification.

Absolutely. We use bank-grade encryption and never share or sell your data. Your privacy is our top priority.

  • PAN Card
  • Aadhaar Card
  • Bank Statement (last 3 months)
  • Income Proof

Rates start at 1.5% per month, with tenures from 3 to 12 months. Transparent policies — no hidden charges.

Yes! You can repay anytime. No prepayment penalty — we encourage responsible borrowing.

A small penalty applies, but we offer grace periods and friendly reminders to support you.

You can email us at help@nestgens.com from your registered email address or follow the steps given below to close your account and data with Nest, the account will be closed in 24 hours after placing the request
Steps to close the account through the app:
  1. Select the 'chat icon' on the top right of the Nest app landing page.
  2. Click on 'App Settings' on the chat screen.
  3. Click on 'Others' and select the appropriate closure option.
  4. Your account will be deleted after performing the necessary checks, after 24 hours.
  5. For more information, click here.

You can reach us via:
📩 support@nestgens.com
📞 9AM–7PM, Mon–Sat